Budget Goals life

5 on a Friday: a WEEK!

January 31, 2020

1- My January weekday posting streak came to an abrupt end this week! Ahh well. I must also confess that I have not done very well with meditation, either.

Goals: always a good thing to shoot for.

NOT a good thing to obsess over.

I’m feeling okay about life and will be migrating a few of my January goals into February. Monthly review starts tonight!

2- On that note, I suppose it’s appropriate to report on January goals today!


  • Plan C’s bday party (well, not every detail, but it’s scheduled, reserved, and invites were sent, so the main parts are set!)
  • Hire weekend childcare – yes! Found 2 reliable sitters to use on some weekend days.
  • Book NC flights for spring vac
  • Book Berkshires hotel for Oct
  • (Also done: attempt to book Disney hotel for Dec. I’m trying out David’s Vacation Club Rentals — we’ll see how it goes. Vacations: my favorite thing to plan ahead!)
  • Schedule hair appt
  • RTR for wedding (though I whined about the outcome)
  • Ordered some new bras/underwear (though bras are a work in progress; will have to update later. I did find one I loved though!)
  • Created new conference guidelines for work
  • Sent out a faculty newsletter
  • Investigated wellness position
  • Got quote for blog newsletter (in process!)
  • Updated/extended BOBW topic spreadsheet
  • Mani/pedi – check
  • Books read: 3.5 (will list in future post)


  • Address forwarding form (for my newsletter ‘address’!)
  • Spend 2 1/2 days working on book proposal (sigh)
  • Meditate daily (no; I did this through ~1/15 and then abruptly stopped! oops)

Overall, I am happy with how January went!

3- Novel 2019-Coronavirus. HOW MUCH do I wish I hadn’t read Station Eleven with this current outbreak!? Hoping hoping hoping this virus flames out fast. And does not continue to spread. Keeping an eye on the CDC website (they are updating numbers 3x/week).

4- YMoYL. I am still trudging through this (somewhat long, a little repetitive) book. I do not feel like my relationship with money has been transformed as much by the book as it has been by listening to more modern podcasts and blogs. However, I guess I see how it became a cult favorite.

I will say I have gone from someone who was obsessed with time and not very concerned with money, to someone who realizes how they are tightly intertwined. This book is not what got me there.

5- SUPER BOWL. This weekend. In Miami! And Josh is on call. Oops. Well, it’s not like we were planning to attend, but it does feel a little extra festive being so close by! I could care less about the game, but I enjoy making some our family tradition of Cincinnati chili (I use this Cook’s Illustrated recipe).


Rising*Shining (Kelsey from the Girls Next Door Podcast) shares her kids’ allowance system

How to read more in 2020 by Organising Queen (yes, it’s an “s” because she’s in South Africa!)

Podcast ep: How to increase your net worth by $900,000 in 9 years by Marriage Kids & Money. The first half of this, describing their journey, was fascinating to me. It’s not yet up on his website (so I can’t easily link it), but came through the feed.

Another podcast ep: Where’s the Car, Dude? from Money Meets Medicine. Speaking of car, my coworker showed me her new Tesla yesterday. It looked lovely but I think I enjoy my car-paymentless-life more than I would enjoy any car for the foreseeable future! I am not replacing my 2011 Prius until I can comfortably buy its eventual successor in cash.


  • Reply omdg January 31, 2020 at 9:40 am

    Yeah, having read The Road, The Stand, Station Eleven, etc. It’s hard not to think WE ARE ALL GOING TO DIE!!!! The good news is that we did get it together to develop an Ebola vaccine the last time this happened, so hopefully we’d be similarly successful with a disease like this as well? For what it’s worth, I think in the setting of a post-apocalyptic situation, you would handle things really well. 😉

    Where in the Berkshires are you going in October (my parents live in NW CT)? Is it for a college alumna thing? My TWENTY-FIFTH high school reunion is coming up this year and… I am not going. Ha.

  • Reply Ali January 31, 2020 at 1:15 pm

    Just wanted to chime in and say David’s Vacation Club is great. We used them a few years ago and it was a smooth and easy experience. And WAY cheaper than direct through Disney!

  • Reply Kaye January 31, 2020 at 10:01 pm

    I missed your daily posts this week!! Part of my daily morning routine includes checking your blog, after I’m done with my meditation, journaling and calendar time. 🙂

    By the way, I would love an update on what your current morning routine is looking like now in the new year. I know you’ve posted on that in the past. Sometimes it seems like you get so much done in that little morning window that I can’t figure out how you do it all before work! (meditating, reading, planner time, a blog post, exercise, shower…) Seems like that first hour always flies by to me! Would love a current post on how you juggle it or balance the different activities you enjoy in the mornings throughout the week.

  • Reply Lindsay January 31, 2020 at 10:51 pm

    Please share more about your vacation planning … I am a terrible vacation planner and generally end up hating the process so much that I dread the vacation. So any tips would be appreciated.
    Also, where did you find great undergarments? I have had no luck at the usual places this year so I am looking for tips here too!

    • Reply Brenda February 4, 2020 at 1:26 pm

      Agree! I have massive anxiety over vacation planning. I tell myself that if my biggest problem in life is where/how to vacation, that is beyond ridiculous!

  • Reply Andy Hill February 1, 2020 at 10:13 am

    Thanks for the shout out! I really appreciate you sharing my post and site. Sorry the link wasn’t working for you originally!

  • Reply Tyra February 1, 2020 at 11:11 pm

    I’ve always been deliberately a bit ignorant when it comes to finances. We’ve always been able to save up for things fairly easily, we’re not in debt, Australia has a decent superannuation system etc etc. But now I’m being a lot more considered about it and starting to try and plan for the future and optimise our finances. I’m finding it quite enjoyable, in most part thanks to podcasts like How to Money and Marriage Kids and Money.

    And regards to pocket money, we had a hard time implementing a system for regular payments last year. But there’s a bottle recycling scheme here now, so it is my 5 year old’s job to collect them and then we take him to the returns place and he gets to keep the money. It’s been a great way for him to see what he’s earning, so far he seems to enjoy accumulating the money too (he doesn’t get that from me!)

    My husband is an ID physician, and there’s been a confirmed coronavirus case in a hospital an hour south of us so that takes up a lot of his brain space right now. He says it’s not as scary as SARS, but he’s predicting schools around us will end up being shut down for a while…

    • Reply Sarah Hart-Unger February 2, 2020 at 7:31 am

      Oh wow!!!! I really hope they can contain it ASAP. It does seem really scary.

  • Reply Lisa of Lisa's Yarns February 2, 2020 at 8:45 am

    The corona virus is scary – especially how you can be contagious without having symptoms. 🙁 Makes me a little nervous about our trip to FL later this month as I’d prefer to not travel when something like this is going on. But we really need to see the sun and feel some warmth so hopefully things won’t be back enough to cancel our trip?

    I’m team no car payment, too. Both our cars are paid off and we prefer that to the fanciest thing on the market. My husband loves Telsas but he would never shell out the money for one. We will just admire them from afar!

  • Reply Marcia (OrganisingQueen) February 2, 2020 at 1:44 pm

    Love to see your goals detailed – you did very well. I also want to hear more about vacation planning (I planned a March holiday and considered that well done 🙂 In great contrast to the rest of my life, I like to wing it with holidays but am finding that you can’t wing it and travel as much as I want, if things are not planned)

    I’m team no car payment too. I LOVE LOVE LOVE not having a car payment. This week I had to replace a battery and again, after a small amount of money, was so grateful that I only have the odd thing now and again to pay on this very old car (15 years!).

    Thank you for linking to my blog post! I am super passionate about helping people read more. One January highlight – I got three colleagues to join the library this month 🙂

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