One task that has been weighing on me is our budget app. It is A MESS. We have tracked expenses for years in YNAB — we used it in 2015-16 or so using their…
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I KNOW, all the Black Friday deals. But something about the collective buying frenzy tends to turn me off just when prices are at their lowest. I learned a long time ago that settling…
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Inspired by this post by Lisa, I decided to take a look at year over year spending. Since I have been tracking every expenditure in YNAB for years, I can create a decent trend…
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I am still deep into goal setting / reflection mode. 2 random things I want to work on this year: 1- Spending $ more intentionally. I want to buy things with more thought /…
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Reflective Night + Chill Day Last night Josh and I went to Yot to celebrate my transition. We had a new babysitter come who was great – excited about having another option for date…
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I have been thinking a lot about the FI movement and how many people might be feeling now that their nest eggs are likely shrinking. (Hopefully temporarily, but still!) I have also been thinking…
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This has been on my list for the past few years. 20% of pre-tax income has been our target for retirement savings — a high enough number that we should be more than on-track…
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Don’t ever take real estate advice from me. We sold our house in December 2019. It didn’t go well, from a financial standpoint. Zillow now shows our house — that no one seemed to…
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1- Bedtime follow up. I feel I must include this! G has transitioned reasonably well to the bunk bed (bottom bunk, obviously!) from her toddler bed. A is now in her own room! Our…
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Amazing comment conversations on yesterday’s post! Thank you all for sharing your wisdom (and for the very respectful mini-debates there — fascinating). I think we will continue celebrating but not rewarding strong efforts. Of…